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Insurance Providers claim they use different ways to review risk area’s in Ireland, namely:

a/ Past flood experiences.

b/ Predictive flood models.

c/ They claim they use extensive and on-going research into particular area’s, which are constantly updated and reviewed.

How Insurable is Flood?

1/ Low Risk – 1:200year return period.

2/ Moderate Risk – Between 1:75 and 1:100years return period.

3/ Significant Risk – Greater than 1:75year return period.

In some area’s cover is not available pending implementation of physical flood protection – Future Flood Insurance availability is dependent on closer participation between all stakeholders for sustainable management.

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